We have the experience and connections to generate creative solutions that add value to your property portfolio.

Short reporting lines, dedicated specialist finance credit functions and highly experienced lending teams means you can be confident in our range of property finance facilities ranging from purchase and refinance through to large construction funding.

We offer funding across four core areas – Residential, Commercial, Refurbishment and Development.


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The team at ASFL were remarkably proactive in completing the deal and delivered tailored advice and support from start to finish. Good communication, swift decisions and a pragmatic approach.

–John Waddicker, Director, Positive Commercial Finance
Man in front of office window

Since we prefer to tailor our facilities to a client’s specific needs, our products do not have a set price based on LTV. Instead we look at the whole deal and aim to offer a competitive price reflecting the overall risk.

You can be assured of:

  • No default fees/interest 
  • No extension fees
  • No early repayment charges 
  • No exit fees
  • No minimum interest period fees
  • No non-utilisation fees

We only charge interest on the amount of debt outstanding at any time, making it easy for you to understand the total cost of the facility.

Our services

We have the ability to provide a full range of property finance facilities, from purchase and refinance, through to large construction funding.

Meet the team

Yasin Patel, Managing Director

With over 12 years’ experience in the specialist lending industry, Yasin has led several teams, structuring versatile transactions which has supported and pushed the industry in the UK. An authority in bridging finance, he has strong experience in all aspects of the lending cycle, from originations to collections. Prior to ASFL, Yasin was Divisional Director of Amicus Finance Plc, and he launched Mayfair Bridging with Shoaib Bux in 2007.


0161 694 0059

Yasin Patel

Shoaib Bux, Managing Director

Shoaib’s specialist lending industry experience spans over 12 years. Recognised and respected for his innovative contributions in the industry, Shoaib has strong experience in all aspects of the lending cycle and has held multiple FCA regulatory roles.  Before joining Arbuthnot Specialist Finance, Shoaib was Divisional Director at Amicus, and launched Mayfair Bridging with Yasin Patel in 2007.


0161 694 0059


Download ASFL team contact details

Shoaib Bux

Tariff of Charges

We want you to be aware of the circumstances where you may incur a fee or charge during the administration of your mortgage. This Tariff details the current fees and charges, which include VAT where applicable. Unless otherwise stated, any fee or charges incurred will be payable on redemption of your mortgage.

Office: 82 King Street (8th Floor), Manchester M2 4WQ

Registered in England and Wales no. 11103603. Arbuthnot Specialist Finance Limited’s registered office is Arbuthnot House, 7 Wilson Street, London, EC2M 2SN. Arbuthnot Specialist Finance Limited is not authorised and regulated by the Financial Conduct Authority.


News and updates

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