Instant access savings

Up to

2.07% AER*

Flexibility to access your savings anytime.

Minimum account balance:
£1,000

Notice accounts

Up to

4.70% AER*

Access to your savings after a notice period.

Minimum account balance:
£50,000

Fixed term deposits

Up to

4.20%

An agreed interest rate over a specified term. Also available in EUR and USD.

Minimum account balance:
£100,000

Instant Access Savings

Personal Savings Account

Minimum account balance £1,000

With this flexible account, you can access your savings whenever you need to. This type of savings account can work alongside your current account to help you maintain a healthy and accessible balance.

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Current rate

Gross annual interest**
AER*

On balances £1,000 - £999,999

2.00%

2.02%

On balances £1,000,000+

2.05%

2.07%

Rate effective from 24 February 2025

 

Gross annual interest**
AER*

On balances £1,000 - £999,999

1.75%

1.76%

On balances £1,000,000+

1.80%

1.81%

More information
  • Interest will be calculated daily and will accrue from the day your savings account is open and funded.
  • Interest will be credited monthly to your savings account.
  • Interest rates on the Personal Savings Account are banded. This means you will earn the applicable interest rate on your full account balance.

*AER is the annual equivalent rate. This illustrates the interest rate if paid and compounded on an annual basis.

**Gross annual interest is the annual rate of interest before tax.

Notice Accounts

100-Day Notice Account

Minimum account balance £50,000

This account typically offers higher interest rates than instant access savings accounts and provides more flexibility than a fixed term deposit account.

With a 100-Day Notice Account, you can make withdrawals, but you need to give us 100 days notice, and a minimum balance of £50,000 must be maintained.

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Current rate

Gross annual interest**
AER*

On balances £50,000 - £499,999

3.90%

3.97%

On balances £500,000 - £999,999

4.00%

4.07%

On balances £1,000,000+

4.10%

4.18%

Rate effective from 2 June 2025

Gross annual interest**
AER*

On balances £50,000 - £499,999

3.40%

3.45%

On balances £500,000 - £999,999

3.50%

3.56%

On balances £1,000,000+

3.60%

3.66%

More information
  • Interest will be calculated daily and will accrue from the day your 100-Day Notice Account is open and funded.
  • Interest will be credited monthly to your 100-Day Notice Account.
  • Interest rates on the 100-Day Notice Account are banded. This means you will earn the applicable interest rate on your full account balance.

*AER is the annual equivalent rate. This illustrates the interest rate if paid and compounded on an annual basis.

**Gross annual interest is the annual rate of interest before tax.

Fixed Term Deposits

Fixed Term Deposit Accounts

The minimum account balance is dependent on the product type. Further information is available in the relevant 'product summary'.

With this account, you can put your money to work, safe in the knowledge of how much interest it will earn you.

Choose from a range of term lengths to suit your needs – typically between 6 months to 2 years but other terms are available. For more information, please see the relevant ‘Product Summary’.

You cannot access your savings during the deposit term.

Also available in USD and EUR.

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Interest rates

Gross annual interest

GBP Fixed Term Deposits

1-month

Up to 3.40%

3-month

Up to 4.00%

6-month

Up to 4.10%

9-month

Up to 4.15%

12-month

Up to 4.20%

24-month

Up to 3.90%

(3.98% AER*)

USD Fixed Term Deposits

1-month

Up to 3.65%

3-month

Up to 3.75%

6-month

Up to 3.85%

9-month

Up to 3.95%

12-month

Up to 4.00%

EUR Fixed Term Deposits

1-month

Up to 1.50%

3-month

Up to 1.75%

6-month

Up to 1.90%

9-month

Up to 1.95%

12-month

Up to 2.00%

More information
  • We calculate interest daily, which will accrue from the day that your Fixed Term Deposit account is opened and funded with the minimum account opening balance.
  • We will pay interest at maturity, except for the 24-month deposit where interest will be paid annually.
  • We will credit any interest to your nominated account held at Arbuthnot Latham for deposit terms of 12-months or shorter.
  • Alternative rates and currencies may be available.

*AER is the annual equivalent rate. This illustrates what the annualised interest rate would be if it was paid and compounded during the term.

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Commercial questions

Is your business registered in the UK?

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To join Arbuthnot Latham, new commercial clients need to bring +£500K of deposits or +£1m borrowing. Do you meet this criteria?

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Thank you for your interest in joining Arbuthnot Latham.

Based on your responses, our commercial services are not the right fit for your current business needs. If your circumstances change, please do get in touch.

You may be interested in related services offered by Arbuthnot Latham:

Funding to manage cash flow and access the right assets.

  • Lending from £25,000
  • Available for SMEs and independent finance houses
  • Unregulated lending

Lending solutions, plus cash flow loans for mergers and acquisitions, growth and refinancing.

  • Lending from £1m
  • Available for business-to business SMEs and mid-market corporates
  • Unregulated lending

Tailored lending, contract hire, rental and finance packages serving the manufacturing, commercial vehicle, bus and coach sectors.

  • Lending from £25,000
  • Available for corporate entities
  • Unregulated lending

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Based on your information, we may be able to help. Continue completing this form to request a call back, or call +44 (0)20 7012 2500.

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Private questions

New Arbuthnot Latham clients are required to bring at least £750,000 in deposits, investments or borrowing. Are you looking to deposit, borrow or invest a minimum of £750,000?

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Thank you for your interest in joining Arbuthnot Latham.

Based on your responses, our services are not the right fit for you at this time. If your circumstances change, please do get in touch.

You may be interested in related services offered by Arbuthnot Latham:

A range of fixed term deposit accounts to help you achieve your financial goals in a secure, low-risk way.

  • Deposit between £10,000 and £250,000
  • No fees
  • Protected by the Financial Services Compensation Scheme

A form of finance which allows you to spread the cost of the asset over time; often used to finance luxury, classic or super cars.

  • Lending from £25,000
  • Unregulated lending

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Private - International questions

Are you a UK passport holder?

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Are you a UK resident?

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Thank you for your interest in joining Arbuthnot Latham.

Based on your responses, our services are not the right fit for you at this time. If your circumstances change, please do get in touch.

You may be interested in related services offered by Arbuthnot Latham:

A range of fixed term deposit accounts to help you achieve your financial goals in a secure, low-risk way.

  • Deposit between £10,000 and £250,000
  • No fees
  • Protected by the Financial Services Compensation Scheme

A form of finance which allows you to spread the cost of the asset over time; often used to finance luxury, classic or super cars.

  • Lending from £25,000
  • Unregulated lending

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Based on your information, we may be able to help. Continue completing this form to request a call back, or call +44 (0)20 7012 2500.

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