Your goals and ambitions are unique to you and we want to help you get there.
Plan for tomorrow; live for today
Wealth planning is about understanding what is important to you and balancing your needs today with your aspirations for tomorrow. By creating a plan designed to address your needs, which also provides enough flexibility to adapt to changing circumstances, we want you to feel in control of your financial future.
“Our philosophy is simple – we start with understanding our client’s circumstances and objectives. So many other Wealth Managers miss this point, and try and “sell” investment solutions to clients to meet their short term business targets. We always take a long term relationship approach. Our clients are at the heart of everything we do. We want our clients to feel understood. We work very hard at listening.”–Steve Pennington, Head of Wealth Planning
How we work with you
Once we understand your needs, we help you build a plan to serve you and your wealth throughout the various stages of your life. Your professional wealth planner will take a detailed look at your specific business, family, and lifestyle financial needs to understand what you really want to achieve. Your wealth planner will draw on their expertise and experience to design and implement a structured but versatile wealth plan that will help you grow, protect, access and pass on your wealth.
We use cashflow modelling to forecast your future finances and to help you anticipate important life events, such as providing for your children, planning for retirement, gifting and legacy planning. We work with you to identify and understand your key personal milestones. We can then visualise how events and scenarios may impact your lifestyle and options over time.
Becoming a client
Take control of your finances today by completing our enquiry form. Alternatively, you can call us on the number below and one of our team will be more than happy to talk about your future.
What we offer
Financial certainty for potential uncertain times can give you, your family or your business one less thing to worry about. We want you to feel secure with the knowledge that you have the right contingency plans in place. Our protection planning service uses insurance solutions drawn from the whole of market adapted to your specific needs.
Retirement is often a much-anticipated event, and with proper planning, can bring joy, adventure and more time to spend on your passions. We will help you think about what you want to achieve in your retirement, and understand how your arrangements can provide the income and capital you need throughout your retirement into later life. We will offer advice on wealth accumulation and how to access capital and income when needed in the most flexible and tax efficient way.
Whether you’re looking to grow your wealth, and/or provide an additional source of income, we can advise you on the most effective and suitable structures, using tax advantages and allowances, where appropriate, to help you make the most of your wealth. You will have access to our discretionary investment management service which will provide ongoing active management of your investments. You have direct access to a member of our investment committee and our advisers to ensure your investments are managed in line with your financial goals, and should your circumstances change, we can help you reassess and revise your plans if needed.
Estate planning isn’t just about passing on your wealth when you die. Good estate planning is about enjoying your life today and making choices about how you support others. You may prefer to see your children – and other loved ones – benefit from your wealth when they need it most, rather than wait to bequeath it in a will.
We can help you create an estate plan designed to sustain your lifetime financial needs and address how you wish to help others. We shall consider your views on lifetime gifting, post death legacy and design inheritance tax mitigation strategies depending on your objectives. An estate plan will be tailored to provide you with the right balance of control, access, flexibility and tax advantages.
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Investing for the long-term
Designed to meet your income and growth goals within an agreed level of risk, we consider all aspects of your life – from your personal aims and ambitions to those of your wider family; from your business goals, if appropriate, to the legacy you want to leave.
This content should be considered a marketing communication for the purposes of the Financial Conduct Authority rules. It has not been prepared in accordance with legal requirements designed to promote the independence of investment research, and it is not subject to any prohibition on dealing ahead of the dissemination of investment research. It is for information purposes only and does not constitute advice, a solicitation, recommendation or an offer to buy or sell any security or other investment or banking product or service. You should seek professional advice before making any investment decision. The value of investments and the income from them can fall and rise, and you could get back less than you invest. Past performance is not a reliable indicator of future results. Investment returns may increase or decrease as a result of currency fluctuations.
The contents are based on opinions or conditions as at the date of writing and may change without notice. To the extent permitted by law or regulation, no warranty of accuracy or completeness of this information is given and no liability is accepted for its use or reliance on it.