Arbuthnot Commercial Asset Based Lending
Fuelling growth for small and medium-sized enterprises and mid‐market corporates.
As businesses evolve to meet the challenges and opportunities ahead, having the right funding partner is imperative.
Business today is characterised by relentless change. At Arbuthnot Commercial Asset Based Lending (ABL) our main focus is on delivering funding for SMEs and mid‐market corporates.
We deliver creative deal structures to tight timeframes and support businesses throughout their lifecycles, helping them drive continued success. We pride ourselves on strong, established relationships with key business introducers, including leading corporate advisory, accountancy firms and private equity houses.
You can contact the Arbuthnot Commercial ABL team by making an enquiry below.
Quote -
“This is the fourth deal we have conducted with Arbuthnot Commercial ABL and, once again, we were delighted with the outcome. They were proactive and supportive in their approach to this acquisition and have been excellent at delivering their promises throughout the process, completing the transaction to meet the timescales of all parties involved. ”
–Elliott Nicholson, Managing Director at Longacre Group
As businesses evolve to meet the challenges and opportunities ahead, having the right funding partner is imperative.
We typically provide financing from £1m to £25m on a wide range of ABL facilities:
- Invoice discounting
- Stock finance
- Property
- Plant and Machinery
- Cash flow
To support acquisitions, refinancing, cash-out and turnaround scenarios.
Smart Relationships
Your relationship with us is built on trust and understanding. The personal chemistry between you and our senior team, and our ability to work expertly to support each client in meeting their growth ambitions.
By being there for our clients, listening carefully to gain a deep understanding of their objectives and keeping our promises, we are committed to delivering one distinctive experience – a feeling that “no one connects with me like Arbuthnot.”
All ABL facilities are structured around a core of invoice discounting.
- Up to 95% of eligible receivable
- 120 days funding
Cash flow loan facilities can also form part of the debt structure for businesses with strong underlying EBITDA.
Features
- Maximum five years
- Amortising loan
- Multiples depend on EBITDA strength
Revolving facilities against Finished Goods and Raw Materials.
Features
- Up to 100% of Net Orderly Liquidation Value
- Maximum 120 day liquidation period
Amortising loans against unencumbered Plant and Machinery.
Features
- Up to 85% of ex-situ value
- 120-day valuation
- Maximum five years amortising
Amortising loans against trading premises.
Features
- Up to 80% of market value
- 180-day valuation
- 15 years amortising
You can contact the Arbuthnot Commercial ABL team at ABL@arbuthnot.co.uk
Meet the team
Tim Hawkins, Managing Director
Prior to founding Arbuthnot Commercial ABL, Tim was the managing director of Shawbrook Bank’s Regional Business Centres across the UK. A co-founder of private equity backed Centric Commercial Finance; the business was sold to Shawbrook in 2014. Recognised for leading high performing teams and delivering some of the most innovative, high profile transactions in the market, Tim is a pioneer of the asset-based lending industry in the UK. He has a strong track record of driving business growth over the past 25 years in a number of executive roles, including Commercial Director at Centric Commercial Finance and Managing Director at GE Commercial Finance.
Andrew Rutherford, Commercial Director
A multi award‐winning asset-based lending professional, Andrew has gained a depth of experience whilst working as Regional Managing Director at Shawbrook Bank, Co- Founder at Centric and business development roles at GMAC and GE.
Andrew structures and delivers working capital solutions for SMEs and Mid‐Market companies for MBOs, MBIs, acquisitions and refinancing’s. He is responsible for spearheading key business introducer development, working with Private Equity houses and professional intermediaries to deliver ABL and cashflow lending with the quantum and velocity of funding that today’s M&A market demands.
James Shaw, Operations & Risk Director
James heads up the Operations and Risk function with responsibility for the structuring and approving of new facilities, client management and risk. James has over 25 years’ experience in the asset-based lending industry including audit, client management and underwriting. Most recently he has held a number of executive roles including Head of Underwriting at RBS ABL and Risk Director at GE Commercial Finance.
Your regional contacts
Keith Rose
Director, Business Development
(Midlands and South West)
07973 912611
KeithRose@arbuthnot.co.uk
Scott Curley
Director, Business Development
(Thames Valley & London)
Joe Taviner
Director, Business Development
(North West)
07341 479 334
JoeTaviner@arbuthnot.co.uk
Richard Ackers
Director, Business Development
(North East)
07741 162590
RichardAckers@arbuthnot.co.uk
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Take control of your finances today by completing our enquiry form. Alternatively, you can get in touch by contacting one of our regional Business Development Directors.
Gatwick Office: The Beehive, City Place, Gatwick, RH6 0PA
Registered in England and Wales no. 10915339. Arbuthnot Commercial Asset Based Lending Limited’s registered office is Arbuthnot House, 7 Wilson Street, London, EC2M 2SN. Arbuthnot Commercial Asset Based Lending is not authorised and regulated by the Financial Conduct Authority.
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