Commercial Banking
Our Commercial team is here to meet the day-to-day banking needs of owner-managed and independent businesses.
Shaping your world now and in the years to come
At Arbuthnot Latham, we believe that by taking the time get to know you, your business, and your aspirations we can deliver a service that truly meets your needs.
Your relationship manager, along with their team have the experience and expertise to create a plan designed to take your business where you want to go.
Our sector specialists understand your world and can help build connections throughout your industry and beyond.
From day-to-day banking to lending, deposits, treasury, and FX, our short decision-making lines and flexible approach mean we can act quickly to adapt to your changing circumstances, ensuring we offer the right levels of service and support when you need them.
Quote -
“Faultless personal service for business banking. Pleasure to deal with and in stark contrast to how high street banks behave.”
–Commercial Banking client
Commercial Banking with Arbuthnot Latham gives you all the benefits of modern banking wherever you need to operate in the world.
Solutions for your business needs include:
- Current accounts with contactless Visa debit cards
- Online banking
- Flexible borrowing facilities
- Money transmissions worldwide
- Notice and fixed term deposit accounts
- A focused portfolio of Treasury and Foreign Exchange services
Commercial Banking Teams
In-house expertise in the media sector
Our Commercial Banking media team offers bespoke solutions across a range of sectors, from television to theatre, marketing services and the video game industry.
Our team of dedicated experts have a collective 75 years experience in the media sector. Working across the whole of the UK , they will work with you to tailor solutions suited to your needs.
Our clients value our close relationship ethos. We work in partnership with our clients to support them as they grow, with a clear focus on delivery and a dedicated personal service. Many clients move to us from major high street banks in search of a more personal and tailored service.
Our specialist team understands the changing nature of the media industry and use their expertise to support your requirements and deliver solutions that work for you.
We are here to help you build, invest and grow
At Arbuthnot Latham, we know that every project and every client is different. Our dedicated team of experienced relationship managers will take the time to understand your requirements and tailor a solution that works for you.
Whether you are developing or investing, we offer solutions for residential and commercial property. Our professionalism and proactivity enables us to help our clients achieve their vision. We pride ourselves on our expertise, integrity and innovative approach. Our bespoke lending structures enable our clients to attain their funding requirements in a streamlined and sensible way.
Our commitment to communication and service delivery adds value in an environment where these factors are key to client satisfaction.
Overview
Arbuthnot Latham offers lending solutions to introducers and clients to create tailored loan facilities typically from £1m to £20m.
Whether you’re looking to finance Purpose Built Student Accommodation, Mixed-use Portfolios, large residential portfolios including HMOs and multi-unit blocks, build to rent and Private Rental Sector schemes, our lending team is here to advise a wide range of applicants including those with more complex corporate structures.
Contact
To find out more please contact us via email at ALREFenquiries@arbuthnot.co.uk with brief details of your proposal including your contact details.
Positioning you for future growth
The more we know about your business, your plans and aspirations, the more we can help you. Your team of specialists understands the commercial market and has a broad range of knowledge and professional experience across a wide range of sectors.
We understand that different businesses need different solutions, which is why our teams have experience across a range of sectors as well as access to treasury, FX and credit specialists within the Bank.
Our sector expertise includes:
- Education and Not-for-Profit
- Healthcare
- Professional Services
- General Trading
- Leisure
- Manufacturing
- Retail/Wholesale
- Recruitment
- Technology and Telecommunications
Banking solutions that work for you
Our London Commercial Banking team will take time to understand your specific ambitions and tailor banking solutions that work for you and your business.
Whether you need finance, banking services, or help with cash management and deposits, our team have sector-specific, in-depth knowledge of the commercial market.
Our bankers have the expertise, experience, and capability to support a wide range of sectors including Media and Entertainment, Healthcare, and Real Estate.
Based in the heart of the City of London, our team works with clients from across Greater London, the south, east, midlands and, the north east of England. Clients elsewhere are served by our offices in Manchester, Bristol, and Exeter.
Here to meet all your needs
Inspiring, vibrant and energetic, the South West is a creative and industrious hub. Attracting people from all walks of life, this is one of the most exciting places to work and live.
We understand the commercial market and have the expertise, experience and capability to support a wide range of business sectors with specialist sector knowledge.
Our Private Bankers are well established in the South West, having been based in Exeter for over 25 years, and more recently in Bristol. We serve a wide client base of individuals and families across the entire South West.
We give you access to all the benefits and services you would expect of a commercial bank, combined with the dedication to service you would expect from a private bank.
Here to meet all your needs
For over 25 years, we have provided exceptional client service to individuals, families and businesses across the South West.
We have a firmly established team in the South West, offering a full suite of services aimed at high-net-worth individuals and commercial entities.
Based at the Senate in the heart of the city, our approach to banking focuses on a highly personalised service. This service is tailored around our clients’ individual requirements, helping them to achieve specific life goals with the flexibility to adapt in the short-term but helping them reach their longer-term ambitions.
We understand the commercial market and have the expertise, experience and capability to support a wide range of business sectors with specialist sector knowledge.
Exceptional personal service
Your North West Commercial Banking team takes pride in developing bespoke solutions to meet the day-to-day banking needs of owner-managed businesses.
We understand the commercial market and have the expertise, experience and capability to support a wide range of business sectors with specialist sector knowledge including – Media and Entertainment, Healthcare and Real Estate.
The North West of England continues to be a key region for growth in the UK, with its increasingly important place at the heart of the “Northern Powerhouse” initiative. Our office is situated in the heart of Manchester, and with clients and a focus throughout the North West, we recognise the importance of understanding your individual needs and goals. Your team has expertise and experience to deliver a tailored and personal experience that adapts to your requirements.
Areas of expertise
Everyday Banking
Through online banking, cards and chequebooks, you and your teams can manage the day-to-day financial operations. With a relationship manager on hand to support, you can be confident you’re in control.
Lending
By understanding your growth ambitions, we can deliver flexible, bespoke lending solutions to help you drive your business forward.
Deposits
We offer instant access as well as notice and fixed term deposit accounts, helping you to maximise returns on surplus cash, while maintaining flexibility to suit your business needs.
Treasury and FX
Spot dealing and forward contracts available along with access to in-house expert traders.
Becoming a client
Take control of your finances today by completing our enquiry form. Alternatively, you can call us on the number below and one of our team will be more than happy to talk about your future.
Commercial
Business Recovery Hub
Supporting you and your teams as you transition to a post-lockdown working environment.
Interviews
The Success Series
Shining a light on the people breaking boundaries, taking a leap of faith, creating something new and offering a hand up to the next generation. Through a series of interviews, we discover what it takes to make that leap of faith to start up, share the joy of reaching goals, and understand how to get back up if you stumble.
Commercial Banking Solutions
Reflecting your complex business needs, we deliver an account that is responsive and convenient. We offer a range of tailored current accounts to our Commercial clients in a range of currencies.
To take the first step, enquire about becoming a client today.
Switch Service
Using the Current Account Switch Service, you can quickly and easily transfer your banking to Arbuthnot Latham.
Arbuthnot Latham offers lending solutions to introducers and clients to create tailored loan facilities typically from £1m to £20m.
Contactless debit cards available for sterling, euro and US dollar Commercial current accounts:
- Free of charge
- Accepted wherever the VISA logo is present
- Multiple cards available for staff, cash withdrawals up to £500, €600, $700 a day
- Credit facility service available through Lloyds Bank as an Arbuthnot Latham agent
Charge Cards may be applied for alongside your Commercial current account.
- Spend against a pre-agreed credit limit
- Balance automatically cleared to your current account on a monthly basis
- Make payments and use ATMs wherever Visa is accepted (cash withdrawals limited to £500 a day)
- Multiple cards can be issued to company staff up to the total value of the credit limit and are ideal for managing staff expenses
- Annual fee of £45 per card
We offer a full range of currency accounts for Commercial clients.
- Foreign exchange dealers provide detailed weekly commentary on markets
- Expert views on exchange rates for when you are creating budgets
- Forward contracts available to protect you from exchange rate fluctuations, ensuring profits are locked in
- Foreign currency up to £7,500 in value, delivered free of charge. Advise us by noon and you’ll receive it by 1pm the next day.
Our fixed term deposit product offers a highly competitive rate which is fixed for the term.
All products have minimum deposits. Interest is paid at maturity. This deposit has limited availability and Arbuthnot Latham reserves the right to withdraw the product and/or limit the deposit amount at any time prior to the start date.
To find out more about our Fixed Rate Deposits, please contact us.
Latest insights
Read our latest thinking
Commercial Banking with us
Current & historic rates
Find out more about the details of our current and historic rates. You'll also find information on reference rates, VISA exchange rates and more. You can discuss any queries you have with your dedicated relationship manager.
Online Banking
However you choose to view your finances, our online facilities adapt to your desktop, tablet or smartphone requirements. Your Online Banking service provides access to your finances wherever you are.
Switching to us
Switching to Arbuthnot Latham couldn't be simpler with the Current Account Switch Service. Find out more with our Switch Service Guide and to check if your current bank is part of the Switch Service.
Are we the bank for you?
Interested in banking with Arbuthnot Latham? Send us an enquiry, we will be more than happy to talk about your future.
Enquire about becoming a client
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