Instant Access Savings
Personal Savings Account
Minimum account balance £1,000
With this flexible account, you can access your savings whenever you need to. This type of savings account can work alongside your current account to help you maintain a healthy and accessible balance.
Get in touchInterest rates
On balances £1,000 - £999,999
2.20%
2.22%
On balances £1,000,000+
2.25%
2.27%
- Interest will be calculated daily and will accrue from the day your savings account is open and funded.
- Interest will be credited monthly to your savings account.
- Interest rates on the Personal Savings Account are banded. This means you will earn the applicable interest rate on your full account balance.
*AER is the annual equivalent rate. This illustrates the interest rate if paid and compounded on an annual basis.
**Gross annual interest is the annual rate of interest before tax.
Notice Accounts
100-Day Notice Account
Minimum account balance £50,000
This account typically offers higher interest rates than instant access savings accounts and provides more flexibility than a fixed term deposit account.
With a 100-Day Notice Account, you can make withdrawals, but you need to give us 100 days notice, and a minimum balance of £50,000 must be maintained.
Please be aware our 100-Day Notice Account rates are changing from 10 June 2024
Get in touchInterest rates up to 9 June 2024
On balances £50,000 - £499,999
4.60%
4.70%
On balances £500,000 - £999,999
4.80%
4.91%
On balances £1,000,000+
5.00%
5.12%
Interest rates from 10 June 2024
On balances £50,000 - £499,999
4.40%
4.49%
On balances £500,000 - £999,999
4.50%
4.59%
On balances £1,000,000+
4.60%
4.70%
- Interest will be calculated daily and will accrue from the day your 100-Day Notice Account is open and funded.
- Interest will be credited monthly to your 100-Day Notice Account.
- Interest rates on the 100-Day Notice Account are banded. This means you will earn the applicable interest rate on your full account balance.
*AER is the annual equivalent rate. This illustrates the interest rate if paid and compounded on an annual basis.
**Gross annual interest is the annual rate of interest before tax.
Fixed Term Deposits
Fixed Term Deposit Accounts
Minimum account balance £100,000
With this account, you can put your money to work, safe in the knowledge of how much interest it will earn you.
Choose from a range of term lengths to suit your needs – typically between 6 months to 2 years but other terms are available. For more information, please see the relevant ‘Product Summary’.
You cannot access your savings during the deposit term.
Also available in USD and EUR.
Get in touchInterest rates
Gross annual interest** / AER*
GBP Fixed Term Deposits
1 month
4.00%
3 months
4.80%
6 months
4.75%
9 months
4.75%
12 months
4.75%
18 months
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24 months
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USD Fixed Term Deposits
1 month
4.00%
3 months
4.60%
6 months
4.60%
9 months
4.50%
12 months
4.50%
EUR Fixed Term Deposits
1 month
3.00%
3 months
3.25%
6 months
3.25%
9 months
3.15%
12 months
3.00%
- Interest will be calculated daily and will accrue from the day your Fixed Term Deposit account is open and funded.
- Interest will be paid to your nominated account held at Arbuthnot Latham.
- Interest will be paid at maturity, except for the 24 month product where interest will be paid annually.
- Alternative rates and currencies may be available.
- GBP interest is calculated on a 365-day convention. USD and EUR interest is calculated on a 360-day convention.
*AER is the annual equivalent rate. This illustrates the interest rate if paid and compounded on an annual basis.
**Gross annual interest is the annual rate of interest before tax.
Request a call back
Speak to one of our team about finding the best deposit account for your savings strategy.
Further reading
Is your money working for you?
In this article, we look at the benefits of laddering your savings, with a series of fixed-term deposit accounts.
What is the best savings account?
From current and notice accounts to fixed-term deposits and ISAs, find out what the best savings accounts are for your lifestyle.