Banking 101 -

Where to invest your wealth: strategies for preserving your wealth and legacy

Investing is not just about making money, but preserving it, making wise financial decisions, and leaving a legacy for your family and the causes you care about. Knowing where to invest your money can seem complex with so many avenues available, however there are ways to help you make confident decisions.

Diversification: The key to long-term investment growth

Diversification is one of the most critical elements of investing. Putting all your eggs in one basket is risky and can lead to losses. Diversification involves spreading your investments across different asset classes, such as stocks, bonds, real estate, and commodities. Doing so reduces your exposure to any one specific asset class and can lead to higher returns while reducing risk.

Another critical aspect of diversification is asset allocation, which involves dividing your investment portfolio among different types of assets based on your investment goals and risk tolerance. A wealth planner can help you decide the correct asset allocation for your unique situation.

ReadHow much of your wealth should you invest?


Investing for the long-term

Investing is a long-term game, and patience is key. Rather than trying to time the market, build a well-diversified portfolio that aligns with your long-term goals. Over time, the power of compounding can work in your favour, allowing your investments to grow.

When it comes to investing for the long-term, you could consider investing in a mix of stocks and bonds, for example. Stocks can provide higher returns but come with greater risk, while bonds can offer more stability but lower returns. By investing in both, risk and reward can be more equally balanced.

Read: What makes a successful wealth management strategy?


Leaving a legacy

If leaving a legacy is essential to your financial goals, consider establishing a trust or foundation to support causes important to you. By doing so, you can feel assured that your legacy is passed on according to your wishes when the time comes.


Working with an Investment Manager

Investing can be complex, and it is easy to make mistakes. Working with an experienced investment manager can help you navigate the investment landscape and make informed decisions that align with your goals.


Becoming a client

Take control of your finances today by completing our enquiry form. Alternatively, you can call us on the number below and one of our team will be more than happy to talk about your future.

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Sophisticated investors consistently seek out ways to diversify portfolios and preserve wealth over the longer term. One vehicle you may have considered including in your portfolios, is a hedge fund.


The ultimate guide to discretionary investment management

If you are looking for a hassle-free approach to investing that can be tailored to your individual financial needs and goals, discretionary portfolio management may be the right choice for you.


How to choose the best long-term investments

As an investor, choosing suitable long-term investments is critical for preserving your wealth, achieving your financial objectives, and leaving a legacy for your loved ones and the causes you care about.


This communication should be considered a marketing communication. It has not been prepared in accordance with legal requirements designed to promote the independence of investment research. It is for information purposes only and does not constitute advice, a solicitation, recommendation or an offer to buy or sell any security or other investment or banking product or service. You should seek professional advice before making any investment decision. The value of investments, and the income from them can fall as well as rise, and may be affected by exchange rate fluctuations. Investors could get back less than they invest. Past performance is not a reliable indicator of future results. The tax treatment of investments depends upon individual circumstances and may be subject to change.

The contents of this communication are based on opinions or conditions as at the date of writing and may change without notice. To the extent permitted by law or regulation, no warranty of accuracy or completeness of this information is given and no liability is accepted for its use or reliance on it.