ABL -
Funding Britain’s regional powerhouses
Last month, Andrew Rutherford, Commercial Director at Arbuthnot Commercial Asset Based Lending, featured in Insider Media where he explored how well-funded businesses are capitalising on market changes.
Last month, Andrew Rutherford, Commercial Director at Arbuthnot Commercial Asset Based Lending (ACABL), featured in Insider Media where he explored how well-funded businesses are capitalising on market changes.
As a relationship-driven business, our regional teams bring deep local expertise and relationship-driven support, creating flexible funding solutions that align with each market’s distinct strengths and are tailored to each individual business. With directors embedded in each region, we maintain close relationships with business leaders, advisers, and investors who drive local economies. This combination of local market knowledge and access to decision-makers means we can drive growth throughout the UK.
In the current dynamic market environment, this local expertise becomes even more crucial. Today’s market changes create prime opportunities for businesses with strong financial backing. While competitors may hesitate, well-capitalised companies can move decisively - capturing market share, securing strategic acquisitions, and accelerating growth.
Midlands and the South West
The Midlands is the UK’s growth engine, placing 75% of the population within a two-hour reach and hosting world-leading manufacturing leaders such as Jaguar Land Rover, Rolls-Royce, and JCB. The South West thrives on aerospace excellence from Airbus, Rolls-Royce, and BAE Systems, alongside a vibrant creative sector in Bristol and Bath, and pioneering green energy projects in the Severn Estuary.
Chris Webb, Director, Business Development (Midlands and South West)
“The high concentration of asset-intensive manufacturing, engineering and transport sectors in the Midlands makes it a driving force for industrial growth. The South West’s aerospace and sustainable technology sectors are powering expansion, particularly in innovation and R&D. With strong industrial and technical expertise, businesses across both regions are perfectly positioned to unlock funding through asset-based lending (ABL). Whether supporting organic growth, buyouts, or acquisitions, our solutions help businesses maximise their substantial asset-bases for strategic expansion.”
London and the South East
As a global hub for service and innovation, London and the South East boast a thriving tech ecosystem that’s home to tech giants like Microsoft, Oracle, Intel, and Google, alongside Europe’s largest concentration of tech startups. The region’s strength extends beyond London, with Reading and Brighton hosting over 8,000 digital businesses, complemented by cutting-edge developments in manufacturing and engineering, robotics and sustainable tech, all backed by world-class research facilities, supply chains, and extensive private equity networks.
Vincent Walker, Director, Business Development (London and the South East)
“London and the South East have a high concentration of PE firms actively seeking high-potential acquisitions in the SME and mid-market. Our hybrid ABL and cash flow solutions provide the crucial headroom needed to complete these sponsored transactions and fuel future growth.”
Scott Curley, Director, Business Development (London and the South East)
“From high-value business services to precision engineering firms and wholesale businesses, we are seeing significant acquisition activity. “Our ability to structure funding against a diverse asset mix enables businesses to execute growth strategies at pace and with confidence.”
Hayley Reeves, Director, Business Development (London and the South East)
“Many of our event-driven deals are complex, making strong communication and direct reporting lines essential for success. Our team’s direct access to decision-makers, including our board, means we can match our clients’ agility and deliver swift deal execution, often to meet tight timeframes.”
North East
Building on its rich industrial heritage, the North East is driving innovation in steel, chemicals, engineering, offshore wind, and renewables. Newcastle and Durham’s flourishing tech community of over 2,000 businesses complements the region’s strengths in clean energy projects across the Tees Valley, strengthened by strategic partnerships between industry pioneers and research institutions.
Richard Ackers, Director, Business Development (North East)
“The North East’s industrial legacy continues to evolve rapidly through significant and sustained investment in heavy industry, advanced engineering and renewable energy. Our structured funding approach enables businesses to modernise, expand production capacity and pursue strategic acquisitions. The region’s growing leadership in sustainability is driving strategic growth, with companies leveraging ABL facilities to strengthen their market positions and integrate their supply chains.”
North West
The North West combines world-class pharmaceutical and life sciences innovation with advanced manufacturing capabilities across Manchester and Liverpool’s expanding business corridors. The region’s excellence in R&D and specialised production is enhanced by a robust ecosystem of technology firms and research institutions, driving breakthroughs in healthcare and biotechnology.
Joe Taviner, Director, Business Development (North West)
“As well as being an industrial powerhouse, the North West’s burgeoning pharmaceutical and life sciences sectors are experiencing strong growth through strategic acquisitions and capacity expansion. By structuring funding solutions that combine receivables, inventory, plant & machinery, and property together with a cash flow strip, we’re enabling businesses to scale up both organically and through acquisitions. This flexible approach supports innovation while maintaining the working capital needed to drive long-term growth across these knowledge-intensive industries.”
Our commitment to your success
At Arbuthnot Commercial ABL, we deliver more than funding - we provide the certainty and support you need to execute deals successfully:
Key Differentiators
- £1-£35m
- Flexible funding facilities
- Relationship-driven approach
- Covenant-light structures
- Quick decision making
- Stability of a long-established bank
- Strong commercial appetite
- Access to senior decision-makers - including members of the board
- Innovative technology providing real-time funding
Event-driven transactions
- Acquisitions, MBOs and MBIs
- Growth capital and refinancings
- Corporate carve-outs
- Partial exits and employee ownership trusts
Clients
- Private
- Private equity-backed
- Publicly traded
Solutions
- Receivables financing
- Inventory loans
- Plant & machinery loans
- Property loans
- Cash flow loans
- Growth Guarantee Scheme
Take the next step in your growth journey
Contact our team today for a direct conversation about your next strategic move. We’ll show you how our asset-based lending solutions can give you the confidence and capital to advance your business’s ambitions.
Make an enquiry
Take control of your finances today by completing our enquiry form. Alternatively, you can get in touch by contacting one of our regional Business Development Directors.
Gatwick Office: The Beehive, City Place, Gatwick, RH6 0PA
Registered in England and Wales no. 10915339. Arbuthnot Commercial Asset Based Lending Limited’s registered office is Arbuthnot House, 20 Finsbury Circus, London, EC2M 7EA. Arbuthnot Commercial Asset Based Lending is not authorised and regulated by the Financial Conduct Authority.
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