Our funds represent a natural evolution of our flagship investment strategy, which has been managed by our expert Investment Management team for over a decade.
They are designed to allow more people to access our investment services and have a minimum initial investment amount of £20,000 (£9,000 for Junior ISAs). You pick which funds to invest in and when to buy and sell.
By investing in a fund, you leverage the same research, insights, and investment decisions that have underpinned our long-term success.
To ensure simplicity, the funds are available to banking clients across three risk levels, allowing you to select the approach that best aligns with your objectives. The funds are designed for medium to long-term investing of at least five years.
How the funds work
Our funds invest across global equities (stocks and shares) and bonds, complemented by alternative assets such as hedge funds and commodities. This diversification helps spread risk. Investments with more equities can offer higher long‑term growth but may also see larger short‑term declines.
Our funds
The composition of assets in each fund will vary as we make investment decisions, with clear parameters set for each risk level to ensure they remain in line with their objective.
TM Arbuthnot Latham Global Cautious Fund
Objective
The Cautious Fund aims to provide capital growth over a rolling five-year period.
The fund will provide exposure to a diversified portfolio of global assets with between 25% and 50% typically allocated to equities, and the remaining allocation to bonds and alternatives.
Risk
This fund carries a low to medium level of risk, with some equity exposure and a higher allocation to bonds helping to reduce volatility. It is designed for investors who prefer a limited amount of risk to achieve relatively stable returns.
TM Arbuthnot Latham Global Balanced Fund
Objective
The Balanced Fund aims to provide capital growth over a rolling five-year period.
The fund will provide exposure to a diversified portfolio of global assets with an allocation to equities of typically between 50% and 75% and the remaining allocation to bonds and alternatives.
Risk
This fund has a medium level of risk due to higher equity exposure, which increases potential market volatility. It is designed for investors who are comfortable with periods of underperformance to achieve potentially higher returns.
TM Arbuthnot Latham Global Growth Fund
Objective
The Growth Fund aims to provide capital growth over a rolling five-year period.
The fund will provide exposure to a diversified portfolio of global assets with an allocation to equities of typically between 75% and 100% and the remaining allocation to bonds and alternatives.
Risk
This fund carries a medium to high level of risk, with significant equity exposure leading to greater potential for higher volatility. It is designed for investors who are comfortable with the risk of prolonged periods of poorer performance to achieve potentially even higher returns.
The value of investments can go down as well as up, and you may get back less than your original investment.
If you are already a client, you can talk to your banker about investing in our funds.