Whether you are managing personal wealth, growing a business, or planning for the next generation, clarity matters.

Our South West private banking team provides one clear relationship, led by a named private banker who coordinates your banking, lending, investments, and wealth planning — so everything works together.

Based in Exeter, we support clients across the South West and will meet you wherever it suits you.

Request a call from a private banker today

 

Long-standing private banking in the South West  

For more than 30 years, Arbuthnot Latham has supported individuals, families, and business owners across the South West through some of life’s most important financial decisions.

Clients come to us when they are:

  • Reviewing their private banking or wealth arrangements
  • Navigating business growth, sale, or succession
  • Planning for retirement or long‑term family needs
  • Seeking a more personal banking relationship after outgrowing transactional banking

Our role is to simplify complexity and bring clarity, so you can make confident decisions informed by experience . No call queues, no chatbots – a named banker, focused on putting you first.

Meet your regional Private Banking Director

Phil Lock

Phil Lock

Private Banking Director – South West

Phil leads Arbuthnot Latham’s private banking team across Dorset, Devon, Cornwall, and surrounding counties.

Clients value Phil’s clear, practical approach and his ability to bring structure and confidence to complex decisions – whether that’s managing personal wealth, planning for the long term, or navigating a business transition.

Working closely with specialist colleagues across the bank, Phil ensures advice is joined up, personal, and focused on what matters most to each client.

Direct: 020 7012 2568
Mobile: 07464 829423
[email protected]

Request a call back with Phil Lock

One named banker, focused on you

At Arbuthnot Latham, everything starts with a relationship.

Your named private banker takes time to understand your full financial picture – personal, business, and family – and brings together the right specialists at the right time.

You deal with one experienced private banker who:

•    Coordinates specialist expertise behind the scenes
•    Travels to meet you across the South West
•    Acts as a long term partner, not a product provider

Banking, lending, investment management, and wealth planning are all aligned through this one relationship.

 

How we can support you

Manage and enjoy your wealth

Day to day banking, tailored lending, liquidity planning, and lifestyle needs – delivered personally and efficiently.

Plan with confidence

Investment management and wealth planning aligned to your goals, timescales, and tolerance for risk.

Navigate change

Clear, experienced support when facing business growth, sale, succession, or significant life decisions.

Independently recognised for exceptional service

Our approach to private banking is consistently recognised by independent industry bodies. These awards reflect what matters most to our clients: continuity, access, and confidence in the advice they receive.

★★★★★
UK Private Bank of the Year
Spear’s Awards 2025
★★★★★
Best UK Private Bank - Overall
WealthBriefing European Awards 2025 and 2026
★★★★★
Private Bank of the Year
COLWMA Awards 2025
★★★★★
Best UK Private Bank for Client Service
WealthBriefing European Awards 2025 and 2026

Start a conversation

Whether you are reviewing your current banking arrangements or facing a specific financial decision, an initial conversation can help you understand whether Arbuthnot Latham is right for you.

There is no obligation, just the opportunity to talk through your situation with an experienced private banker who knows the region.

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Commercial questions

Is your business registered in the UK?

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To join Arbuthnot Latham, new commercial clients need to bring +£500K of deposits or +£1m borrowing. Do you meet this criteria?

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Thank you for your interest in joining Arbuthnot Latham.

Based on your responses, our commercial services are not the right fit for your current business needs. If your circumstances change, please do get in touch.

You may be interested in related services offered by Arbuthnot Latham:

Funding to manage cash flow and access the right assets.

  • Lending from £25,000
  • Available for SMEs and independent finance houses
  • Unregulated lending

Lending solutions, plus cash flow loans for mergers and acquisitions, growth and refinancing.

  • Lending from £1m
  • Available for business-to business SMEs and mid-market corporates
  • Unregulated lending

Tailored lending, contract hire, rental and finance packages serving the manufacturing, commercial vehicle, bus and coach sectors.

  • Lending from £25,000
  • Available for corporate entities
  • Unregulated lending

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Based on your information, we may be able to help. Continue completing this form to request a call back, or call +44 (0)20 7012 2500.

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Private questions

New Arbuthnot Latham clients are required to bring at least £750,000 in deposits, investments or borrowing. Are you looking to deposit, borrow or invest a minimum of £750,000?

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Thank you for your interest in joining Arbuthnot Latham.

Based on your responses, our services are not the right fit for you at this time. If your circumstances change, please do get in touch.

You may be interested in related services offered by Arbuthnot Latham:

A range of fixed term deposit accounts to help you achieve your financial goals in a secure, low-risk way.

  • Deposit between £10,000 and £250,000
  • No fees
  • Protected by the Financial Services Compensation Scheme

A form of finance which allows you to spread the cost of the asset over time; often used to finance luxury, classic or super cars.

  • Lending from £25,000
  • Unregulated lending

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Private - International questions

Are you a UK passport holder?

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Are you a UK resident?

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Thank you for your interest in joining Arbuthnot Latham.

Based on your responses, our services are not the right fit for you at this time. If your circumstances change, please do get in touch.

You may be interested in related services offered by Arbuthnot Latham:

A range of fixed term deposit accounts to help you achieve your financial goals in a secure, low-risk way.

  • Deposit between £10,000 and £250,000
  • No fees
  • Protected by the Financial Services Compensation Scheme

A form of finance which allows you to spread the cost of the asset over time; often used to finance luxury, classic or super cars.

  • Lending from £25,000
  • Unregulated lending

This is required

Based on your information, we may be able to help. Continue completing this form to request a call back, or call +44 (0)20 7012 2500.

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Why 94% of our clients are delighted with our service

Clients consistently tell us they value the reassurance of dealing with one experienced banker who understands the whole picture– not just individual transactions. That continuity builds trust, confidence, and long‑term relationships.

“The team have a real understanding and interest in us. They always do what they say they will do.”
“Since I have joined Arbuthnot everything has been a joy...and having the relationship has made life a lot easier.”
“It is always easy to pick up the phone and contact a member of the team.”

Source: 2025 Client Feedback Survey