We understand that property investment and development is an art not a science, and each deal has degrees of complexity that cannot be addressed by simple one size fits all underwriting. Our team has a wealth of property experience both on the client side and within banking. Our underwriting team has a breadth of skills within finance and surveying across all the property sectors in both development and investment. Geographically we consider transactions throughout the United Kingdom.

Our approach to underwriting is based on modern discounted cash flow analysis that helps us understand the underlying property deal together with your business plan. We understand that you need a quick decision, whether credit backed terms or a detailed reason for the decline. We work with you to provide a tailored finance solution based upon the unique fundamentals of each asset.

Our current term senior debt products include:

  • Commercial Investment
  • Commercial Pre-Let or Pre-sold development
  • Residential Investment
  • Residential Development

We will also consider more complex transactions and alternative investments on a deal by deal basis.

We are committed to service, integrity and a flexible banking approach. We pride ourselves on providing traditional relationship banking, working with you over the long term in the good times as well as periods of uncertainty.

You will have direct access to a dedicated Commercial Banker and support team who offer:

  • Current accounts with Visa debit and charge cards
  • Online banking, with real time balances and extensive payments capability
  • Flexible borrowing facilities, including term loans and working capital facilities
  • Money transmission capability worldwide
  • Competitive deposit accounts including call and term deposits
  • A range of Treasury and Foreign Exchange services

To contact the team, please call +44 (0)20 7012 2592.